💰 Money Journal for Kids

A fun and interactive way for kids to learn money habits that last a lifetime!

📘 What's Inside the Journal?

This money journal combines reflection, goal setting, simple tracking, and creativity to build financial literacy for kids ages 6–12.

🌟 Sections & Page Ideas

1. All About Me & Money

• “What do I already know about money?”

• “Where does money come from?”

• “What would I do with $100?”

2. My Money Goals

• "What am I saving for?"

• Goal tracker with drawing space (e.g., draw a picture of what you want to buy)

• Progress tracker with boxes to color in as they save

3. Earning Log

• Task | Date | What I Did | How Much I Earned
  (Chores, lemonade stands, pet sitting, etc.)

4. Spending Tracker

• Date | What I Bought | How Much | Was it a Need or Want?

5. Save, Spend, Give Jars

• Pages to plan how they’ll divide their money

• Sticker or coloring jars to update as they add to each category

6. Money Reflections

• “How did I feel when I saved enough for my goal?”

• “What’s something I would do differently next time?”

7. Fun Pages

• Coloring sheets with savings quotes (e.g., “A penny saved is a penny earned!”)

• Word searches and crossword puzzles with money words

• Financial goal coloring trackers

📈 Skills Kids Will Learn:

• Setting and reaching goals

• Delayed gratification

• Needs vs. wants

• Simple budgeting

• Recordkeeping and tracking

• Giving/sharing mindfully

📎 Add-ons You Can Include:

• Stickers (digital or printable) for rewards

• Printable “Money Jar” labels

• Weekly allowance chart

• Monthly savings challenge page